body{
  margin: 0px;
  width: 100%;
}
html{
 background-image:url(grad.png);
 background-repeat: repeat-x;
 font-family: georgia, garamond, serif;
}

  A	{font-family: georgia, garamond, serif; text-decoration: none; color:#fff;}
  A:hover {text-decoration: underline; color:#FFFFFF;}
  
#logo{
  width: 935px;
  height: 120px;
  margin-right:auto;
  margin-left:auto;
}
#back{
  background-image:url(blue_strip.png);
  background-repeat: repeat-x;
  width: 100%;
  height: 100%;
}
#banner {
  background-image:url(banner.png);
  width: 800px;
  height: 350px;
  margin: auto;
}
#content {
  float: left;
  width: 350px;
  padding-left: 125px;
  margin-top: 50px;
  text-align: left;
  color: #FFFFFF;
  font-size: 14pt;
}
#menu {
  float: right;
  width: 200px;
  margin-right: 10px;
  text-align: left;
  font-color: #fff;
  font-size: 14pt;
  padding: auto;
  line-height: 175%;
  margin-top: 60px;
  margin-bottom: auto;
}
#clear {
  clear: both;
}
#legal {
  width: 100%;
  margin-right:auto;
  margin-left:auto;
  text-align: center;
  color: #003366;
  font-size: 9pt;
}
.first {
  font-size: 16pt;
  font-weight: bold;
  
}